With Scout
Scout tells you exactly what to pay, to which card, and when — so you're debt-free faster.
See your debt-free dateScout says
Pay $289 to Chase Visa
Saves $47 in interest · Debt-free 2 months sooner
Your debts
Chase Visa — Settled.
Paid off: Dec 14, 2026
$0 interest saved
One plan. Scout's already plotting the next win.
Financial tools give you data and expect you to figure out the rest. But you don't need another spreadsheet. You need someone to map the path forward and keep you on it. That's what Scout does.
Three steps. Five minutes. A plan built on your real numbers.
1. Tell Scout about your debts
Enter your debts in under 5 minutes — balance, rate, and what you commit to pay each month. No bank login required.
2. Scout maps your fastest path to zero
Scout maps every route and picks the one that saves you the most. Snowball vs. avalanche compared with your real numbers — and the math behind every recommendation.
Pay Chase Visa first
$346 · saves $312 in interest
Debt-free: Jun 2027
3. Log a payment. Watch your plan accelerate.
Got extra cash? Tell Scout and it shows you exactly where it goes — which debt, how much, and how many months sooner you'll be debt-free.

Scout mapped your fastest route. Here's exactly how. Every recommendation shows the math — so you're trusting the numbers, not a black box.
Why Chase Visa goes first
Scout's recommendation · Avalanche method
Chase Visa ← Priority
Balance
$4,200
APR
24.99%
Interest accruing
$87 / mo
Student Loan
Balance
$12,400
APR
6.8%
Interest accruing
$70 / mo
Chase Visa has a smaller balance but costs $17 more in interest every month. Paying it first saves $47 total.
A tax refund, a bonus, or even a birthday card — Scout finds the optimal split across your debts and shows you exactly how much sooner you'll be debt-free.
Scout's plan
Tax refund: $1,800
Debt-free 4 months sooner · $847 in interest saved
The Old Way
With Scout
“Scout showed me the math. For the first time, I actually stuck with the plan.”
Chase Visa — Settled.
Paid off: Dec 14, 2026
$1,847 interest saved
One plan. Scout's already plotting the next win.
5 minutes to set up. A path that updates with every payment.
Get your free planOr do the math yourself (like that's worked out)