With Scout

Your money,
figured out.

Scout tells you exactly what to pay, to which card, and when — so you're debt-free faster.

See your debt-free date
Scout

Scout says

Pay $289 to Chase Visa

Saves $47 in interest · Debt-free 2 months sooner

Your debts

Chase Visa24.99%
Student Loan6.8%

Chase Visa — Settled.

Paid off: Dec 14, 2026

$0 interest saved

One plan. Scout's already plotting the next win.

Most people have the intention.
Few have the plan.

Financial tools give you data and expect you to figure out the rest. But you don't need another spreadsheet. You need someone to map the path forward and keep you on it. That's what Scout does.

How Scout Works

Three steps. Five minutes. A plan built on your real numbers.

Chase Visa24.99%$4,200
Student Loan6.8%$12,400
Auto Loan7.2%$8,900

1. Tell Scout about your debts

Enter your debts in under 5 minutes — balance, rate, and what you commit to pay each month. No bank login required.

65%paid

2. Scout maps your fastest path to zero

Scout maps every route and picks the one that saves you the most. Snowball vs. avalanche compared with your real numbers — and the math behind every recommendation.

Pay Chase Visa first

$346 · saves $312 in interest

Debt-free: Jun 2027

3. Log a payment. Watch your plan accelerate.

Got extra cash? Tell Scout and it shows you exactly where it goes — which debt, how much, and how many months sooner you'll be debt-free.

Scout user

Discover the date
you'll be debt free.

Get your free plan

Every recommendation explains why.

Scout mapped your fastest route. Here's exactly how. Every recommendation shows the math — so you're trusting the numbers, not a black box.

Why Chase Visa goes first

Scout's recommendation · Avalanche method

Chase Visa ← Priority

Balance

$4,200

APR

24.99%

Interest accruing

$87 / mo

Student Loan

Balance

$12,400

APR

6.8%

Interest accruing

$70 / mo

Chase Visa has a smaller balance but costs $17 more in interest every month. Paying it first saves $47 total.

Found extra money? Scout already knows where it goes.

A tax refund, a bonus, or even a birthday card — Scout finds the optimal split across your debts and shows you exactly how much sooner you'll be debt-free.

Scout's plan

Tax refund: $1,800

Chase Visa → paid off!$500
Amex Blue$1,300

Debt-free 4 months sooner · $847 in interest saved

Calculators wait for you.
Scout comes to you.

The Old Way

  • Update manual spreadsheet
  • Calculate APR math by hand
  • Guess which debt to pay first
  • Pull up every purchase
  • Lose motivation by month 3

With Scout

  • Enter your debts in 5 minutes
  • See exactly why each debt is prioritized
  • Watch your debt-free date move with every payment

“Scout showed me the math. For the first time, I actually stuck with the plan.”

Chase Visa — Settled.

Paid off: Dec 14, 2026

$1,847 interest saved

One plan. Scout's already plotting the next win.

See your debt-free date.

5 minutes to set up. A path that updates with every payment.

Get your free plan

Or do the math yourself (like that's worked out)